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You've likely come here searching for information relating to group insurance and employee benefits in Canada – You’ve come to the right place!
Group insurance and employee benefits in Canada are a complex and constantly changing area of Human Resources, of key interest to employers. Employee benefits are continuously evolving and provide an opportunity for employers to [...]
Disability management is the term used to describe the active management of workplace absence. Disability management involves not simply the processing of claims under an employer's STD or LTD benefits program but rather on the active management of the costs associated with these plans. Many employers have embraced this concept and as a result, many [...]
Long Term Disability (LTD)
Long term disability (LTD) benefits typically contain the following characteristics:
Benefits are payable after the expiration of a qualifying period in which the employee is typically receiving benefits under a salary continuance plan, short term disability (STD) plan, or employment insurance
Definitions of disability are tied to the employee's ability to perform their own [...]
You've likely come here searching for information relating to group insurance and employee benefits in Canada – You’ve come to the right place!
Group insurance and employee benefits in Canada are a complex and constantly changing area of Human Resources, of key interest to employers. Employee benefits are continuously evolving and provide an opportunity for employers to [...]
Salary Continuance
salary continuance plan (also known as a sick leave plan) is used by employers to manage short-term absences from work. As mentioned previously, a salary continuance plan is administered through payroll and there is minimal involvement in adjudicating the claim. The employee usually requires nothing more than a doctor's note to justify the lost [...]
A tutorial highlighting the types of Group Life Insurance, rate determination, and insurance provisions applicable to each. Includes basic life, optional life, dependent life, paid-up life and retiree life
